No Interest Loans (NILs) 
0% interest and no fees or charges, EVER

We are an approved No Interest Loan (NILs) Provider.
Contact us: 1800 759 865

How does NILs work?

Submit your invoice with your application and NILs will pay it straight to the supplier / vendor. Loans cannot be used for cash, bills, debts or rent.

How much can I borrow?

Borrow up to $2000 for essentials such as appliances or furniture, car repairs, a new computer or laptop, medical, dental or vet expenses.

Borrow up to $3000 for bond on a new rental property or for recovery from a natural disaster.

What can I use a NILs loan for?

Borrow up to $2,000  for essential goods and services including:

• Household items like appliances, whitegoods & furniture
• Car repairs
• Medical, dental, wellbeing and life event expenses
• Technology like a computer or laptop (up to $2000 limit)
• Technology like a phone, tablet and other small electronic devices (up to $1000 limit)
• Education expenses like fees or uniforms
• Employment expenses like licenses or equipment

Borrow up to $3,000:

• Bond on a new rental property
• Costs associated with a natural disaster

NILs cannot be used for cash, bills, rent or debts.

Am I eligible?

• have a Health Care or Pension Card

OR

• earn less than $70,000 (before tax) as a single

OR

• earn less than $100,000 (before tax) if you have a partner or dependents

OR

• have experienced family or domestic violence in last 10 years

AND

• you have lived at your current address for a minimum of three months

AND

• you can afford to repay the loan (Centrepay and direct debit available).

Contact us today!
1800 759 865